Obama's health law will be judged on 3 questions


Associated Press

Posted on July 6, 2013 at 9:02 AM

Updated Saturday, Jul 6 at 12:02 PM

WASHINGTON (AP) — President Barack Obama's health care law was back in the headlines this past week when the White House announced it's delaying a requirement for many employers to offer insurance.

With just about 90 days to go before uninsured people can start shopping for coverage, three big unknowns loom over the plan:

Premiums, choice, and the overall consumer experience.

Only partial answers are available.

Premiums may be higher than what many people now pay for individual policies. But coverage will be better, and tax credits will help offset costs.

Choice won't mirror the dozens of options that seniors have through Medicare.

The consumer experience of shopping online remains the biggest unknown.

It may not feel like Amazon.com at first. Many people could default to enrolling the low-tech way, through call centers.

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