Recently, I've been going over my budget and pouring over my credit report. This led me to CreditSesame.com where you can sign up to view your credit report once a month! You don't have to enter a credit card, there is NO cost! You simply sign up and you're logged in and are able to view your credit report.
CreditSesame.com will also show you available methods to reducing your debt and such. For me personally, I joined to view my credit report. I've been completely surprised by how many errors my report contains, it is so important to check that out every once in awhile!
Check it out and take control of your finances!